Author Archives: myersclark

Saving for retirement should be a priority for everyone. More than half of the UK population are either not saving at all for their retirement, or they are not saving enough to give them the standard of living they would like when they retire. However, for those of you who have put the process to one side, saving is lot easier than you may first think.

You could be forgiven for wanting to sell your property due to the seemingly aggressive stance that the government has taken towards buy-to-let investment. However, if possible, letting your property out to holiday makers could be an alternative. This option allows you to benefit from the associated tax breaks, whilst you still can!

With the General Data Protection Regulation regime coming into force in the UK from 25 May 2018, key changes will be introduced to the way personal data is handled. The question, therefore, is whether your business is prepared for the forthcoming change.

So Open Banking has arrived, and with it, the introduction of a variety of apps, all with an aim to aid you in using the newly formed rules to improve budgeting habits. The new rules make it imperative for banks to share your data with third parties. This includes spending patterns and transactional history. The result, a change in the way you manage your finances.

There is good news for consumers, as a recent change has meant that companies are no longer permitted to charge individuals a fee for opting to make a purchase through a credit or debit card.

Mr Hammond made clear some while ago that he wanted his Spring Statement to be a short financial briefing rather than a mini-Budget, complete with rabbit-out-of-hat announcements.

Approximately 10% of marriage proposals happen on Valentine’s Day each year. If you are considering popping the question, then make sure you are aware of some of the tax breaks available for married couples to enjoy.

The profile of the increasingly sophisticated activities of cyber-criminals has been raised across the world due to the chaos brought by the recent WannaCry ransomware attacks. These viruses are spread through attacking vulnerable public systems, which when created, infect further systems.

Succession planning is no longer just utilised within the larger corporate organisations – in fact, it is now more important within SME’s. This is due to resource being smaller and knowledge being held by fewer people.

Even though a decade has passed from the 2008 financial crisis, SMEs in the UK feel as though the decreasing access to appropriate finance is hindering their ability to reach their full potential